In practice, most property acquisitions are carried out with the assistance of mortgage finance. It is thus very important that your lawyers should be authorised to represent the bank or building society in question as well as you. We are on the panel of all banks in Gibraltar. This means that no matter who you obtain your mortgage with we will be able to represent you and handle the mortgage transaction as well. Firms which are not on the panel of a bank or building society can represent you but will have to instruct a different firm to handle the mortgage which means you will potentially be paying higher legal fees.